NCUA deposit insurance covers up to $250,000 per member and ownership type. Individual accounts (savings, checking, money market) are covered for up to $250,000 per member Joint accounts (savings, checking, money market) are covered for up to $250,000 per owner – so an account with $500,000 and two joint owners would be fully insured by […]
Is NCUA insurance per account, or per member?
What are the NCUA Deposit Insurance Ownership Types?
Sierra is federally insured by the NCUA, which means member deposits are insured for up to $250,000 per member per account ownership type. We also offer Excess Share Insurance, which covers an additional $250,000 on the same guidelines, bringing the total to $500,000 per member and ownership type. So what are the ownership types? This […]
How do I know how much deposit insurance I qualify for?
Deposits at Sierra Pacific are insured by the NCUA and Excess Share Insurance. The NCUA insures up to $250,000 per individual member, per ownership category. Excess Share Insurance covers up to $250,000 in excess of that. In total, your Sierra shares are insured for up to $500,000 per member, per ownership category. Check out these […]
Are my deposits insured?
Yes, your deposits at Sierra Pacific FCU are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per member per ownership type. In addition, Sierra provides up to $250,000 of excess insurance for accounts that surpass the NCUA insurance limit. In total, deposits are insured for up to $500,000 per member, per […]
Can I transfer money from another bank to my Sierra account?
Yes! You transfer funds from another bank or CU to Sierra, and vice-versa, through the “Transfers” feature in online and mobile banking. You’ll need to set up each external account you’d like to connect, wait 2 days, and verify the account. Once verified, that external account will be an option in your “Transfer To” and […]
When will I receive my new debit card or checks?
Your debit card and initial check order will arrive in the mail within 10 after we receive your initial deposit. If your debit card or check order doesn’t arrive after 10 business days, give us a call at 1-775-834-4579
Can I deposit cash?
Yes. You can deposit cash with your Sierra Pacific Debit card at the following locations: Any Sierra Pacific FCU branch Note that Sierra’s branches do not accept change Nearly 5,000 surcharge-free ATMs 30,000+ shared branch locations Click here to find a Sierra branch Click here to find a shared branch or ATM
How do I access Bill Pay?
You can enroll in and access your Bill Pay account through online banking. Login to online banking Open the main menu Find the “Bill Pay” option located under “Services”
How are Bill Pay Payments Delivered?
Payments are sent one of two ways: Electronically via secure transmission. The majority of payments are made this way Mailed as paper checks via the U.S. Postal Service
Can I still access Sierra Pacific and Co-Op ATMs during the COVID-19 crisis?
Yes, Sierra’s ATMs are still available. You can find Co-Op ATMs near you here.
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