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Sierra Pacific’s checking accounts make it easier to manage your day-to-day purchases. With no minimum balance, free overdraft protection, and interest earned on values over $500, our checking accounts are pretty tempting.


Sierra Pacific Savings accounts earn some of the highest interest rates around and come with lots of freebies.

Club Accounts

Club Accounts with Sierra Pacific help you save up for seasonal spending. Avoid leaning on your credit card. Stay away from payday loans.


Certificates of Deposit (CD’s, or Share Certificates), are a safe place to invest your money. You’ll earn a fixed interest rate and be able to watch your funds grow.


Sierra Pacific offers both Traditional and Roth IRA Accounts with rates generally above the market average. You can open an IRA and start saving for retirement with just $100.

Money Market

Our Money Market accounts offer some of the highest rates available in our area. Keep your money safe and accessible while it earns interest.

Great customer service

Rated 5.0 out of 5
July 17, 2023

I recently visited the St. Mary’s branch early Monday morning. I was amazed with how friendly and helpful both Claudia & Ania were. They took care of all my banking needs and truly set the tone for the rest of my Monday. Highly recommend going to this branch if you want to see true customer service!

Mark Z.

Fantastic service!!!

Rated 5.0 out of 5
November 22, 2022

Claudia was very helpful cheerful while resolving some issue I had.

Paul R.

Great people at SPFCU

Rated 5.0 out of 5
November 22, 2022

I do most of my banking at the Arlington office. Claudia was the one who set up our accounts. She was wonderful & so patient with so many questions. She helped with everything including refinancing our home & buying new vehicles. She made it all so easy. We so appreciate her, her knowledge, and her willingness to always help.

Ania is in that office now as well. She greets you with a smile & is helpful & efficient.

We tell everyone where we bank & hope they will be banking with SPFCU as well. We are delighted we changed banks.

Kim M.

Excellent Customer Service

Rated 5.0 out of 5
September 27, 2022

We are fairly new to Sierra Pacific. I just wanted to write that we are very impressed with the excellent customer service we receive, particularly from Ichie Miguel. She is extremely professional, goes above and beyond, and always delivers with a smile. Thanks Ichie for always going out of your way to meet our needs.

Mark D.

Loan refinancing

Rated 5.0 out of 5
September 7, 2022

Missy Daniels in the Las Vegas office, is simply great! She was very attentive and followed up on my questions, provided information in a timely manner and kept me informed. She made the entire process go as ‘smooth as silk’. She is definitely an asset to Sierra Pacific, a real gem!!! Thanks again Missy for all your help!

Dawne J.

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Sierra Pacific Federal Credit Union