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Auto Insurance
You’re probably paying too much for car insurance, but Sierra Pacific members can save hundreds through our partnership with TruStage® Auto Insurance Program. It’s easy to switch carriers, so you can save big without losing coverage.
Property Insurance
House, Apartment, or Condo, TruStage® Home Insurance Program helps Sierra Pacific members protect wherever they and their loved ones call home. Protect your property in the event of fire, weather, theft, and other damaging events. Not only that, help protect yourself from liability in the event an accident or injury occurs on your property.
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Life Insurance
If you died tomorrow, would your loved ones be financially protected? Sierra Pacific makes TruStage® Life Insurance policies available to all of our members to help them be sure their families can make it through the hardest days.
Accidental Death and Dismemberment (AD&D) Insurance
Sierra Pacific members aged 18 or older can help protect their family’s financial future with an Accidental Death and Dismemberment (AD&D) Insurance policy underwritten by Minnesota Life Insurance Company.
We’ll help you protect your family better by including $2,000.00 coverage paid for you by Sierra Pacific.
Purchase additional, comprehensive coverage at group rates for greater protection. You can’t be turned down for Sierra Pacific’s paid coverage or any additional coverage you may select
Guaranteed Asset Protection (GAP) Advantage
Guaranteed Asset Protection (GAP) Insurance can mean saving thousands if your vehicle is declared a total loss, and GAP Advantage from Sierra Pacific can mean an extra $1,000 for you to help purchase a replacement vehicle.
Vehicles lose almost 10% of their value the moment you drive off the lot, and in three years they lose almost 50% of their total value. Insurance companies often base payouts on the market value of your vehicle at the time of loss, so your loan or lease balance could be significantly higher than what insurance will pay.
Instead of paying the difference out of pocket, having GAP Advantage on your Sierra Pacific auto loan bridges the gap between what your insurance pays and the remaining balance on the loan. On top of that, GAP Advantage contributes another $1,000 to help finance your replacement vehicle.
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Mechanical Breakdown Protection (MBP)
No matter how much TLC you show your car, truck, or powersport vehicle, breakdowns still happen. Sierra Pacific members can be prepared for every hitch with Mechanical Breakdown Protection (MBP) from Protective Asset Protection (formerly AssureGuard).
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Deposit Insurance
Your deposits at Sierra Pacific Federal Credit Union are insured by both the National Credit Union Administration (NCUA), a government agency, and by Excess Share Insurance, a private insurer.
Altogether, Sierra Pacific members have up to $500,000 of share insurance per member-owner, per ownership type – twice the industry standard – at no additional cost to members.