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Teaching Teens Financial Responsibility: Your Role Defined

It’s a cliche to say that teenagers never seem to listen, and sometimes things are cliche for a reason. The conundrum of teaching teens fiscal responsibility is doubly challenging because, as their guardian, you’ve paid for essentially all of their expenses prior, this is an area they’ll eventually have to manage without you, and for […]

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Driving to Savings: Smart Financing Tips for Auto Loans through Your Credit Union

For many, purchasing a car is a significant financial decision, and understanding how to secure the best auto loan rates and terms is crucial. When it comes to financing your vehicle, credit unions often offer competitive rates and personalized service that can make a substantial difference in your overall cost. Here are some insights into […]

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Unlocking Opportunities: Understanding the Impact of Credit Scores on Loan Approvals

In the world of personal finance, credit scores play a pivotal role in determining an individual’s creditworthiness. Whether you’re applying for a mortgage, car loan, or a credit card, lenders often rely on credit scores to assess the risk associated with lending money. Understanding the impact of credit scores on loan approvals is crucial for […]

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Enjoy Stress-Free Trips with Money-Saving Travel Hacks

It’s Your Dime: Travel Tips to Save Money Everybody could use some extra time away from it all, but nothing spoils a scenic view quite like the high price tag of seeing it. There’s nothing wrong with spending money on quality or relying on (responsible) credit to make your vacation perfect, but getting the most […]

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Empowering Kids with Financial Literacy

How young is too young to start learning about finances? While there isn’t an exact age when someone will suddenly grasp finances (indeed, there are some who go their entire lives without fully grasping it), the truth is the sooner the better. The earlier children start learning about money, savings, and the subjects that make […]

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The Sierra Pacific 2024 Annual Meeting

You’re invited to the 2024 Sierra Pacific Annual Meeting. Join Sierra's CEO and Board of Directors to learn about the credit union's 2023 performance and ongoing progress. All members are welcome to join and ask questions.   Please note that we have separated the Annual Meeting and Member Appreciation into two separate events. This year's [...]

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Lower Your Car Costs

How to keep the cost of owning a car as low as possible According to a recent report, the average cost of owning a car is about $12,000 per year. That’s for a new car, driven about 15,000 miles annually. The cost of owning a used car is lower, but it’s still around $6,300 a [...]

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Paying the Bills: Communicate and Automate For a More Harmonious Homelife

How to make handling the rent payment (and everything else) more equitable among couples It’s fair to say many people don’t love paying the bills, even when there’s plenty of money available. Something about parting with all that cash and being reminded of how much the cost of everything has gone up can make even [...]

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Pay Late or Miss a Payment?

The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]

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Enrich Your Finances

NEW! All the credit belongs to you, and so does the power to enrich your financial journey. Sierra Pacific FCU proudly presents Enrich – where financial wellness meets a wealth of possibilities Learn More SavvyMoney: Your Financial Fitness Partner Discover the benefits of our SavvyMoney Credit Score feature, designed with your financial wellness in mind: [...]

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