Enjoy the ride. We'll cover your loan payment. Purchase or refinance a car with Sierra this summer, and we'll make your first payment for you. Up to $1,000.

Enjoy the Ride

Let Sierra Make Your First Auto Loan Payment

Open your auto loan with Sierra Pacific Credit Union this summer, and we’ll make your first car payment for you*…

Up to $1,000!

Refinances

Refinance your existing car loan from another lender

New & Used Pre-Approvals

Get pre-approved, and go to the dealer with confidence

Online Application

Quick & efficient loan applications, backed by a team of local experts

Fast Loan Approvals

We work fast, and strive to get your auto loan applications approved within 24 business hours.

Apply Online Now!

It’s fast and easy to apply for your pre-approval or auto loan refinance online. 

*Sierra Pacific Federal Credit Union reserves the right to end or change this promotion at any time. Loans financed through the Credit Union Direct Lending (CUDL) network and loans currently financed with Sierra Pacific are not eligible for this offer. Loan applications are subject to approval based on creditworthiness. See credit union for details. Federally insured by the NCUA. 

More Auto Loan Resources

Lower Your Car Costs

How to keep the cost of owning a car as low as possible According to a recent report, the average cost of owning a car is about $12,000 per year. That’s for a new car, driven about 15,000 miles annually. The cost of owning a used car is lower, but it’s still around $6,300 a [...]

Unlock Big Savings: Limited Time Auto Loan Refinance Offer!

OFFER EXPIRED Please see our Auto Loans page for current updates and offers This Just In: Your Car Loan is Too Expensive And we want to fix that. Move your outside auto loans to Sierra Pacific Credit Union by March 31, 2024 April 30th, 2024, and we’ll cut 1% APR* off of your approved loan [...]

Top 5 Ways to Save with Sierra Pacific

Helping you build a comfortable relationship with your finances is one of our missions, and saving money is a major key to financial happiness.  So, we've collected five of the top money-saving products and promotions we offer Sierra Pacific members. From cash-back offers to lower rate refis to top-of-the-line money management tools, we have solutions [...]