Are you ready for a better loan?

Our online application takes about 5 minutes, and you’ll usually hear back within one business day.

Apply for any of these loans online:

You can also apply for all loans in one of our branches. Find a branch near you.

Download PDF Applications

Approval is quick and convenient. In many cases, loans submitted are reviewed, approved, and disbursed within 24-hours.

Other Key Features:

  • No Pre-Payment Penalties on Non-Real Estate Loans
  • Direct Payment Transfers Available for Other SPFCU Accounts
  • Payroll Deduction

Looking for a Business Loan?

We’ve got you covered there, too.

Browse our Business Loan options, or contact our Director of Lending to get started.

Allison Guldager

Commercial Lending Specialist

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Sierra Pacific Federal Credit Union