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How Your Credit Score is Determined

Plus Three Ways You Can Improve It Your credit score is a popular topic. You’ve seen it referenced in ads for everything from a new car to a new couch. You’ve seen apps, tools, and calculators for it online. You’ve probably gotten a scam phone call or two about it. But do you really know [...]
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What is Credit Disability Insurance? Do You Need It?

If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, it’s […]

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Sierra Pacific Federal Credit Union