Pay Late or Miss a Payment?
The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]
How LGBTQ Americans can plan for a more financially secure retirement
Consider these strategies to gain a more solid financial footing as you save for the future Because of a number of factors, including sexual orientation and gender discrimination in the workplace that was ruled unconstitutional by the U.S. Supreme Court only recently, many LGBTQ Americans face unique financial challenges today, including how to best prepare [...]
Sierra Pacific’s Summer Reading Challenge
Sometimes the best summer vacation can be found with the turn of a page. That's why Sierra Pacific is holding a Summer Reading Challenge. Kids 3-18 are encouraged to read books tailored to financial literacy for the chance to win some fantastic kid-friendly prizes! Get your favorite reading nook ready because from June 1st - [...]
How to Talk about Money with Kids at Any Age
How Do I Start Teaching My Kids About Money? Studies show that kids are already forming money habits as young as age seven. You can start teaching them simple financial lessons from the time they’re toddlers! It can be tough to know where to start, so we’ve compiled suggestions for how to talk money with [...]
The Cost of Raising a Child
With the cost of everything from eggs to cars to washing machines going up, making ends meet is getting tougher all over. This is especially true for those with children. In this article, we'll walk you through how much it costs to raise a child, what the largest expenses are, and how parents can save [...]