Lower Your Car Costs

How to keep the cost of owning a car as low as possible According to a recent report, the average cost of owning a car is about $12,000 per year. That’s for a new car, driven about 15,000 miles annually. The cost of owning a used car is lower, but it’s still around $6,300 a [...]

Pay Late or Miss a Payment?

The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]

Steps to Protect Your Identity

How to secure your personal and financial information from identity and financial theft Unfortunately, there’s never an off-season from the threat of scammers. Often, they try to steal your identity so they can tap into your financial accounts or open new ones and ruin your credit. Other times, they pretend to be an IRS agent [...]

6 Tips for Teaching Your Kids to Save

Check out these ideas for helping children learn to set money aside When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may […]

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Introducing Credit Score by SavvyMoney

Your financial wellness is important to us. That's why we want to provide you with all the resources you need to take control of your financial health! Benefits of Credit Score Daily Access to Your Credit Score & Report Personalized Credit Score Action Plan Special Credit Offers Real-Time Credit Monitoring Alerts Credit Score Simulator And [...]

Sierra Pacific’s Summer Reading Challenge

Sometimes the best summer vacation can be found with the turn of a page. That's why Sierra Pacific is holding a Summer Reading Challenge. Kids 3-18 are encouraged to read books tailored to financial literacy for the chance to win some fantastic kid-friendly prizes! Get your favorite reading nook ready because from June 1st - [...]

How to Talk about Money with Kids at Any Age

How Do I Start Teaching My Kids About Money? Studies show that kids are already forming money habits as young as age seven. You can start teaching them simple financial lessons from the time they’re toddlers! It can be tough to know where to start, so we’ve compiled suggestions for how to talk money with [...]
person with coffee and computer making budget

Financial First: Making Your First Budget Plan

How many times do we set a New Year’s Resolution with the full intention to stick to it only to have it flop a month into the year? This year, we’re starting strong and planning to be financially savvy all of 2023. And one of the first steps to a financially successful year is to [...]

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