All the Credit Belongs to You.

We’re proud to be the official financial partner for Mars Pet Nutrition Employees and their families.

Real Humans, Real Help

Look, we know how hard you work. We know that you don’t want to deal with phone trees, robot responders, or the run around.

Every time you call, click, visit Sierra Pacific, you can be confident that a real, local Sierra Pacific human is there to help.

Everyone at Sierra is an expert at what they do, and empowered to help members find solutions right here, right now.

Cut The Clutter

Why would we ever make banking more complicated for you? At Sierra, you can forget about the messy mix of fees and loyalty requirements other folks charge. We keep it simple and focus on what matters – building your financial future.

  • No monthly service fees for savings or checking
  • No annual or balance transfer fees for credit cards
  • No points, stars, or hearts needed – just great products

Youth Accounts & Rewards

Youth Accounts & Rewards

Sierra’s youth programs can help your kids build strong money habits.

  • Youth Savings at 0-18 years
  • Youth Checking at 11+ years
  • Report Card Rewards

Youth accounts have no monthly service fees, and come with access to online banking.

Financial Wellness

Financial Wellness

Answers, Guidance, and Education for all your money questions

  • Bi-Lingual Certified Financial Counselors
  • Free Online Financial Wellness Portal
  • Credit Score Monitoring & Growth Tool

Ditch High-Rate Debt

Debt Reduction Tools

We built our products from the ground up to help members get rid of high-rate credit cards, reduce hidden fees and expenses, and tackle debt with confidence.

  • Low-Rate Credit Card
  • Auto Loan Refinance Offers
  • Debt Consolidation Loans

High Ratings, Low Rates

Yelp, Google, Facebook, or live in person. Our members are happy to talk about why they love Sierra. Spoilers: it’s not just because of our killer low rates.

Maxwell Mechanical Guys at Peppermill Job Site

SPFCU Review

Rated 5.0 out of 5
September 7, 2023

I needed to add my accounts to our trust as a beneficiary and contacted SPFCU by phone to see what was needed. I spoke to Missy and she immediately set up the appropriate forms and sent them to through Docusign for completion. There was a glitch with one of the forms due to my error so I contacted Missy again and she helped me sort it out so I could complete the documents and properly submit them. Missy was patient, understanding and most importantly to me, very pleasant to work with throughout the process. Nice to actually get “customer service” from a financial institution! Thank you Missy, much appreciated!

Russ S.

Always great!

Rated 5.0 out of 5
September 7, 2023

Sierra Pacific FCU here in Las Vegas is always great! Missy Daniels always goes above and beyond to help as well!

Alyssa C.

Banking done easy

Rated 5.0 out of 5
July 24, 2023

I have had the most awesome experiences with Missy Daniels on purchase of my truck and Now the refinancing of my harley. She is on top of her game in every aspect. Taken care of all my financial needs.

Ken B.

Claudia you're the best!

Rated 5.0 out of 5
July 24, 2023

Claudia was very helpful kind and friendly with my car loan. She’s the best!

D F.

Great customer service

Rated 5.0 out of 5
July 17, 2023

I recently visited the St. Mary’s branch early Monday morning. I was amazed with how friendly and helpful both Claudia & Ania were. They took care of all my banking needs and truly set the tone for the rest of my Monday. Highly recommend going to this branch if you want to see true customer service!

Mark Z.


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Sierra Pacific Federal Credit Union