It All Starts Now

Building good money habits starts early with Sierra’s Youth Programs

Youth Savings

For Kids Aged 0+

Saving starts young at Sierra! Open a joint savings account for kids as young as newborns, and start building their real-world savings and financial savvy from day one.

Youth Checking

For Kids Aged 12+

With no monthly service fees or minimum balances and joint-owner parental control, Sierra’s youth checking accounts are the perfect way to start teaching your teens about money management.

Stay up to date with our

Youth & Money Newsletter

A quarterly newsletter crafted to help savvy parents and guardians raise savvy kids.

Sierra’s team share our favorite money-smart reads, listens, and activities for your and your little ones to enjoy together. 

Spring 2024 Newsletter

Featured Articles

Other Useful Resources

Youth Promos & Events

Stay updated on Sierra’s youth-focused offers and activities!

Report Card Rewards

Earn cash and prizes for good grades!

Youth Savings Accounts

Start your munchkins off right with their own savings account. You can open a joint Regular Share Savings account for children as young as newborns at Sierra Pacific. Keep an eye on their savings, add or withdraw funds as needed, and give them a place to watch their money grow as they do.

You can apply to open a new joint Regular Shares Account online or at your Sierra Pacific Branch.

Sierra Tips: Bring your older kids in to be a part of the experience! Maybe even give them cash to fund the account themselves.

Youth Checking Accounts

For Youth 12+

A checking account is a GREAT introduction to money management for your teen or preteen. Help them learn about wants vs. needs, checking account balances, and even using debit cards on planned purchases with Sierra’s joint youth checking accounts. Don’t worry, parents, joint account ownership lets you keep an eye on their progress, add or remove funds, and monitor transactions.

For members with an existing youth account, just log into online banking to open a checking.

No youth account yet? Apply online or in branch today.

Youth Money News

Pay Late or Miss a Payment?

The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]

How LGBTQ Americans can plan for a more financially secure retirement

Consider these strategies to gain a more solid financial footing as you save for the future Because of a number of factors, including sexual orientation and gender discrimination in the workplace that was ruled unconstitutional by the U.S. Supreme Court only recently, many LGBTQ Americans face unique financial challenges today, including how to best prepare [...]

6 Tips for Teaching Your Kids to Save

Check out these ideas for helping children learn to set money aside When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may […]

Sierra Pacific’s Summer Reading Challenge

Sometimes the best summer vacation can be found with the turn of a page. That's why Sierra Pacific is holding a Summer Reading Challenge. Kids 3-18 are encouraged to read books tailored to financial literacy for the chance to win some fantastic kid-friendly prizes! Get your favorite reading nook ready because from June 1st - [...]

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