Meet Your New Favorite Credit Card

Your new card features one of the lowest interest rates in the nation, no annual fee, no balance transfer fees, and money management tools to get–and keep–you on track to pay off card debt.

Get Your $$’s Worth

Take these four steps to help you make the most of your new card

1. Download Sierra’s Mobile App

  • Schedule auto payments from your Sierra Pacific or external bank accounts
  • Set up Remote Card Control, and be ready to secure your card with a click in case it’s lost or stolen
  • Access a whole suite of security, account management, and convenience features anywhere, anytime.

Find it in the App Store. Find it on Google Play here

2. Add your Credit Card to your Digital Wallet

Add your new card to Apple Pay®, Samsung Pay™, or Google Pay® for easy online and in-store payments.

3. Set Up Your Balance Transfer

Your credit card is built to help you pay off high-rate card debt. When you transfer balances from other credit cards, you’ll pay just 1% APR* for 6 months. No balance transfer fees!

Call your FSR, or click here to request your balance transfer today!


Security Features You’ll Love

Sierra’s online and mobile banking is packed with tools to keep you and your accounts safe.

  • Remote Card Control lets you pause or permanently disable card activity in case your debit card is lost or stolen. Find it in our Mobile App
  • Multi-Factor Authentication, Fingerprint Login, and Device Registration keep your Online Banking profile secure and convenient
  • Fraud Monitoring keeps an eye out for suspicious activity on your account

Account Resources

Make A Payment

Paying down credit card balances regularly can help build a strong credit score, and keep your debt from growing.

Paying your credit card bill is easier than ever. Sierra Pacific members can now:

  • Make one-time or automatic payments from Sierra Pacific or external accounts
  • Pay by cash, check, or debit card (fees may apply)
  • Pay in a branch, over the phone, or online

Learn more about all the ways you can Make A Payment here.  

Make Purchases

Your Sierra Pacific credit card can be used for purchases in-store, in-app, and online.

Switch your subscription and online shopping payment method to your new card to keep a handle on debt and avoid fraud.

Digital Pay

Your credit card is compatible with ApplePay, GooglePay, and SamsungPay. These tools are a secure, convenient way to make contactless purchases in apps, online, and in stores.

Open your device’s wallet app and follow instructions to get started.

Learn more about digital wallets here. 


Chip Card Technology

Your new credit card comes with secure EMV Chip technology, which uses tokenization to make in-store payments more secure than traditional magnetic strips. Just insert the chip into payment portals and follow directions to pay.


Subscription Payments

Add your Sierra Pacific credit card to new and existing subscription services to make tracking your monthly spending a breeze. Using a credit card for online purchases makes it easier to recover from fraud. A low-rate card can help you minimize interest payments compared to high-rate rewards cards.

Transfer Your Credit Card Balances

Pay Down Debt Faster

If you’ve been paying down debt on other credit cards, chances are you’re paying too much. Did you know that the average Annual Percentage Rate (APR) on credit cards in America is over 16%*? Even higher for rewards and lower-credit score cards.

This Card was BUILT to Pay Down Debt

  • 1% APR* for 6 months on Balances Transferred
  • Regular Rates from 8.99% APR
  • No Balance Transfer Fees – Most banks charge 2% to 5% in fees

Start your balance transfer now or contact a branch to ask about your options.


APR*=Annual Percentage Rate. Rates are subject to change and based on creditworthiness. 

Balance Transfers are subject to approval. Rate applies to balances transfered from external institutions. Purchases will incur regular rate. Regular rate applies after promotion period ends. Limit of one balance transfer at a time with Sierra Pacific. 

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Sierra Pacific Federal Credit Union