Home Loans
The perfect option to help finance home improvement or repairs. A HELOC is a line of credit which lets you borrow against the equity in your home at a variable rate.
Not sure if a HELOC is right for you? We can help you sort through the options. Give us a call or stop by a branch.
First Mortgage
Ready to stop renting, and start painting any wall you want? Sierra Pacific can help you out with a First Mortgage.
Click the blue button below to apply online, or download the form below.
Click to Download: Mortgage App for Sierra Pacific FCU
Contact our Lending Specialists with questions or completed applications:
Home Loan Rates
Last Updated: July 26, 2024, 8:28 am
Type | Rate | APR | Conditions |
---|---|---|---|
Home Equity Lines of Credit | Call for Current Rates | Up to 240 Months | Variable Rate Loan |
Business Home Equity Line Of Credit | Call for Current Rates | Variable Rate Loan | |
First Mortgages 30 Year | 6.500% | 6.689% APR* | 30-Year Fixed Rate |
First Mortgages 15 Year | 5.750% | 5.994% APR* | 15-Year Fixed Rate |
Residential Lot Loans | Call for Current Rates |
*APR=Annual Percentage Rate. Rates are displayed "as low as". Your rate may be higher based on credit, market rate, and other factors. Sierra Pacific FCU is an equal housing opportunity lender and federally insured by the NCUA.