Credit Score Tools

Through SavvyMoney, Sierra Pacific members have access to an array of tools and resources for their credit scores.

Savvy Money lets you monitor your credit score, model how decisions can affect your score, and find strategies to build and improve credit.

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Check Your Credit Score

Review your credit score to make sure it’s moving in the right direction without a hard pull.

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View Your Credit Report

Check your credit report to make sure it’s accurate and check for identity theft warning signs.

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Get Credit Monitoring Alerts

Sign up to be alerted when your score changes and when there’s an inquiry of any kind.

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Try the Score Simulator

Model out how payments, extensions, and applications will move the needle on your score.

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Your Credit Score, Your Future

Your credit score is one of the most important factors in your financial journey. With SavvyMoney, you can review your credit score at any time, without a hard pull. Plus, access detailed insights into your credit report to ensure its accuracy and detect any potential identity theft warning signs.

Get Started in Minutes

  1. Log in to Your Online or Mobile Banking:

    • Simply log in to your account to begin your SavvyMoney journey.

  2. Find the Credit Score Odometer:

    • Once logged in, locate your credit score odometer on the dashboard for immediate access.

  3. Take Action:

    • Track Your Credit Score: Monitor changes and ensure it’s moving in the right direction.

    • Sign Up for Alerts: Get notified whenever your score changes or an inquiry occurs, so you can stay ahead.

    • Model Your Score: See how actions like payments, extensions, or applications could impact your score, helping you make informed decisions.

Ready to take control? Enroll in online banking today to start exploring SavvyMoney’s powerful capabilities.

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Why SavvyMoney?

  • Instant Credit Score Updates: Review your score regularly to see how it’s trending—no hard pull necessary.
  • Accurate Credit Report: Spot errors or fraud and ensure everything is in order.
  • Real-Time Alerts: Sign up to be alerted whenever your score changes or there’s any inquiry.
  • Smart Score Modeling: Predict how certain financial actions will affect your score, and make moves that benefit you.

Take Charge of Your Financial Future with SavvyMoney

Log in today to start making smarter financial choices!

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