Business Checking

Open a Sierra Pacific Business Checking account for no minimum balance, free overdraft protection, interest on balances over $500, nationwide ATM access, mobile check deposit, and 1%* cash-back.

Two business partners working together and using tablet.
Male and Female business partners shaking hands in office meeting room.

What We Offer

As an entrepreneur, you need an expense account that caters to your business’s needs, and Sierra Pacific has the business checking account for the job. As a matter of fact, we have two.

Gold Business Checking or Platinum, both accounts feature solid numbers:

  • 30,000+ Surcharge–Free ATMs Nationwide
  • 5,000+ Shared Branches Nationwide
  • $100 Opening Deposit
  • *1% Cash-Back on Qualified Purchases through CardCash

Gold Business Checking Account

Small business on a shoestring budget or established operation with routine expenses, our Gold Business Checking provides efficiency and robust benefits.

  • 20 Fee–Free Transactions per Month
  • Interest on Balances over $500
  • Dividends Pay Monthly
  • Fee Free Overdraft
  • Federally Insured up to $250,000
Two women shaking hands across table while other woman sits down in between them.
Man in business attire talking with utility worker as they review paperwork in front of them.

Platinum Business Checking

A community staple, providing employment opportunities and meeting needs, your business deserves a checking account with as much to offer. Your business deserves Platinum.

  • Unlimited, Fee–Free Transactions per Month
  • Interest on Balances over $500
  • Dividends Pay Monthly
  • Fee Free Overdraft
  • Federally Insured up to $250,000

Gold or Platinum, Business Checking at Sierra Pacific can help your business thrive. Visit your local branch to open yours today, or contact us to learn more.

*APR=Annual Percentage Rate. Interest rate and credit limit depend on creditworthiness.

WE HAVE HELPED BUSINESSES THRIVE.

"Ichie Miguel is, bar none, THE BEST banker we have EVER worked with! She is personable, efficient and so easy to work with! I am so grateful to have ended up here with our car loan. She quickly demonstrated what a true banker / customer relationship should be like. Offered us excellent advice and helped us to refinance our existing car loans, open up a new car loan and even set us up with our small business loans. To top it off, gave us back 1% of our loans in cash!! I don’t even feel like I did any work because there was NO HASSLE. No hassle loans is a foreign concept to me. Thank you, THANK YOU Ichie for the excellent customer service! You are amazing and I will tell everyone I know about you. 🙂 If you want a great banking experience, it is at Sierra Pacific Credit Union… and if you want excellent service while at Sierra Pacific, it is with Ichie!"

Jeana H.
SPCU Member

"Working with Sierra Pacific Federal Credit Union is always a great experience.We have business and personal accounts with them. I always feel like a valued customer with everyone. I know that should be a given in business, but it isn’t. I have had many circumstances where one of the larger nationwide banks has been unable or unwilling to solve my business or personal account problems or needs and SPFCU has always quickly, smoothly and professionally solved the same issues. Thank you!"

Katherine T.
SPCU Member

"Megan was unbelievably helpful and responsive when helping with the PPP loan! She made the process stress free and I truly appreciated it!"

Jane M.
SPCU Member

"I want to give a HUGE shout out to Megan M. in your lending department. She has been absolutely fantastic with her guidance and support through the PPP process. She helped me navigate the application process with ease. Megan and her team were just amazing. If I could give more than 5 stars I would. I have heard horror stories from others applying for PPP loans at other banks. But my experience with Megan and SPFCU was excellent."

Mark Z.
SPCU Member