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Home Loans

First Mortgage

Here at Sierra Pacific Federal Credit Union, we can assist you with your home purchasing needs.  Buying a home is normally the largest purchase in our lives and we are help to help you achieve you dreams of financial security. Depending upon what your needs are, we have a product that will work for you. For our loan application, you will need two parts, both in PDF format. Click here for Part 1 and click here for Part 2. Or you can call our mortgage specialists, Megan Mathias at 775-834-4579.

Second Mortgage

First mortgages are available for those who are looking to purchase a home, while we also offer fixed rate second mortgages for those who are looking for additional funds.  With terms as long as 180 months you can withdraw the equity you have built up in your home. Weather your looking to do some home improvements, debt consolidation, or purchasing a new home, a second mortgage is right for your. For our loan application, you will need two parts, both in PDF format. Click here for Part 1 and click here for Part 2. Or you can call our mortgage specialists, Megan Mathias at 775-834-4579.

Home Equity Lines of Credit (HELOC)

A HELOC is much like a second mortgage where you can borrow against the equity of your home. However, this is more like a line of credit at a variable rate. This is manly used for smaller purchase than a second mortgage. If you are looking to do some home improvements or just need some extra cash a HELOC is right for you. For our loan application, you will need two parts, both in PDF format. Click here for Part 1 and click here for Part 2. Or you can call our mortgage specialists, Megan Mathias at 775-834-4579.

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