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Auto, Vehicle & Recreational Loans

Is it time for a new set of wheels? With terms as long as 84 months and rates as low as 2.69% Sierra Pacific can get you the right loan for your new or used vehicle purchase. Our loan process is quick and easy, and best of all, it's free! We don't charge processing fees and our process is quick and easy.Sierra Pacific is part of Credit union Direct Lending (CUDL), which lets you apply straight from the dealer.


  • Rates as low as 2.69%
  • Terms as long as 84 months
  • No loan processing fees!
  • New and used vehicles
  • Refinancing available to save you money
  • Finance up to 120% of the vehicle value
  • Quick and painless loan process
  • Apply straight from the dealership
  • Pre-approval to increase your power at the dealership
  • GAP coverage available
  • Payroll deduction/automatic payments available
  • Free online banking
  • Free mobile banking
  • Free e-statements



Refinance your auto loan from another institituion with us. We'll save you money and pay 1% cash-back up to $300! Contact your local branch for details.


Click here to apply online!

Click here for our loan application (PDF)

Take a look at our current rates.

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