Sierra Pacific's low-rate loans can get your business to where it needs to be. We offer everthing from business lines of credit to commercial real estate loans. We keep our rates and fees low, our quality of sevice high, and always put our members first. Take a look at our business loan products and see what Sierra Pacific can do for your business.
Don't see what you're looking for? Many of our products are designed around specific member requests. Give us a call, let's talk about it!
Contact our Director of Lending to find out more or apply for a business loan
Business Lines of Credit
Borrow what you need, when you need it.
A Business Line of Credit can help you manage a monthly shortage, take advantage of supplier discounts and sudden opportunities, capitalize on seasonal highs and cover seasonal lows, and avoid high-interest credit card debt. A line of credit is your back-up plan, your insurance policy, your peace of mind. Be ready for the unexpected ups and downs that come with running a business.
Sierra Pacific offers lines of credit up to $100,000
Ready for your Business Line of Credit? Contact Megan Mathias, our Director of Lending, at 775.834.4319
Commercial Real Estate Lending
Sierra Pacific offers Commercial Real Estate Loans for purchasing or refinancing anything from small offices to apartment complexes. We originate, underwrite, develop, and service your commercial loan in-house to keep the process simple for you. We keep rates and fees low to help you save money. We work with you to make sure you get the loan you need.
Contact our Director of Lending, Megan Mathias, at 775.834.4319 to get started.
What we'll need:
- A current financial statement
- Minimum two years of tax returns including K-1s on each borrower/guarantor
- Information on the property, which will be disclosed during the loan process as needed
Does your business need a new home? Sierra Pacific's Construction-to-Term Loan Program is here to help.
12-18 months interest only
Roll-to-term upon completion of construction
Fixed-rate terms up to 15 years.
Small Business Administration (SBA) Real Estate Loans can help your small business thrive. Sierra Pacific's SBA 504 loan program can help your qualified business obtain financing for purchases, refinances, and even construcion-to-term.
We'll finance up to 90% combined loan to value
Minimum 51% Owner-Occupied
Equipment and Commercial Vehice Loans
Give your business a boost with Sierra Pacific's equipment and commercial vehicle loans. Whether your company needs a delivery van, a bucket truck, an embroidery machine, or anything in between, give us a call today.
Business Credit Cards
When your business needs a little extra, turn to your Sierra Pacific Visa Credit Card. With low, flexible rates and worldwide access our credit cards are always there to help out.
- NO annual fee, cash advance fee, or balance transfer fees
- Rates as low as 8.49%*
- Credit limits up to $10,000
- Revolving line of credit can be used at any time, anywhere Visa is accepted
- Get 1% interest for 6 months when you transfer your existing credit card to us!
*Interest rate and credit limit are based on credit worthiness